This guide covers the best car insurance options, top companies, and average yearly costs in US, UK, Germany, Italy, Dubai (UAE), India, Japan, and South Korea.
📊 Car Insurance Comparison by Country
| Country | Top Insurance Companies | Best Mode | Yearly Cost Range |
|---|---|---|---|
| United States | State Farm, GEICO, Progressive, Allstate | Online | $800 – $2,000 |
| United Kingdom | Aviva, AXA, Direct Line, Admiral | Online | £400 – £1,200 |
| Germany | Allianz, HUK-COBURG, AXA, DEVK | Online | €300 – €1,000 |
| Italy | Generali, UnipolSai, Allianz Italia | Offline / Online | €500 – €1,500 |
| Dubai (UAE) | AXA Gulf, Oman Insurance, RSA, Tokio Marine | Online | AED 1,200 – 4,000 |
| India | ICICI Lombard, HDFC ERGO, Bajaj Allianz, Tata AIG | Online | ₹2,500 – ₹20,000 |
| Japan | Sompo Japan, Tokio Marine, Mitsui Sumitomo | Offline | ¥40,000 – ¥120,000 |
| South Korea | Samsung Fire, Hyundai Marine, DB Insurance | Online | ₩500,000 – ₩1,500,000 |
💸 How to Get Cheap Car Insurance
- Always compare prices online before buying
- Maintain a clean driving history
- Select higher deductibles if affordable
- Install anti-theft and safety devices
- Renew before expiry to avoid penalties
- Avoid unnecessary add-ons
- Bundle multiple insurance policies